I have always been someone who thinks frugally. I started keeping a budget at 15! I have no idea what prompted me to do so, but I thought it’d be smart saving for the future. It is times like now that I am so appreciative of this.
If you’re a frequent reader, you know that I am a SAHM to my favorite little girl, Cupcake. My husband just started his medical residency. A common misconception is that because my husband is a doctor, we are rolling in the money. This could not be further from the truth! To put it in comparison, I made more as an elementary school teacher.
So our family has had to look at things from all angles. I grew up with a working mom and always saw her as strong and motivated. I was proud of her for working. However, this did not seem like the right fit for me. Prior to having Cupcake, my students were my “babies.” I stayed late at work and arrived early. One of my favorite custodians used to always tease me that I was “still here.” He had to walk me out to my car on numerous occasions.
I am positive that there is a teacher out there who has a spouse completing residency, all the while raising a family. If you are that person, I bow down to you. I literally could not figure out how to make it work. The cost of childcare alone would eat into essentially my whole paycheck. When we factored in all the variables, we decided that the best fit for our family was for me to stay home with Cupcake.
Although I am not earning a paycheck, I am greatly helping our family by finding ways to save us money. I have the time to research coupons and plan my shopping trips better. I can cook from scratch, saving us the expense of having to pick up prepared meals. And all of this is still pushing it.
So, part of my “job” is looking for ways to reduce our grocery bill. I almost wish I didn’t care about preparing healthy meals so much. One of our biggest expenses is our food budget. Recently, I have been looking for more ways to cut down. I update our budget weekly, and with the numbers staring me in the face, I knew I had to find more ways to cut back. Thank goodness we live in the modern day, where finding more budget-conscious recipes are just a Google search away!
I have several websites that I use, but you all know my love for Ms. Andrea at Pennies and Pancakes. If you haven’t checked her out, please do! She has amazing recipes that not only taste great, they are very affordable. Have you ever looked at the ingredient list on bread? Yea. Look for upcoming posts with some of my favorites from her website!
How about you? What are some of your favorite money-saving ideas? Please pass them along in the comments section below!